A New look for Health Insurance

Posted by Blog1 | 2:40 AM | 0 comments »

By Jeff Cline

The demand consumers are putting on health insurance is changing. Many insurers are taking on the challenge to meet these needs. Consumers are looking for a more affordable plan that rewards those with good healthy habits. They want to stay healthy and at the same time control cost.

One such plan is the Solaura HIA(Health Incenetive Account) that UniCare introduced. It is somewhat fashioned after the popular and ever popular HSA's. But it focuses more on rewards then contribuations. You can earn funding by improving health.

With the Solaura plan you are automatically awarded quarterly allotments to help meet the deductible. Individuals get $125 a quarter and a family $250. Unused money rolls over year to year and there is no limit.

They also dangle incentives to earn bonus dollars in your account. You could stop smoking. Our how about sheding those extra pounds the doctor has been telling you to lose for 5 years now? Immediatly you could earn $50 just for completint a assessemtn online.

One benefit of this plan that makes it super cool is the 100% preventative screening it offers you. It pays for the offcie visit, immunizations and tons of screenings. And no of this is deducted from your earnings!

Experts are saying that early detections saves thousands of dollars and consumers and insurers are picking up on this. Many new plans are promoting healthy habits and annual screenings of ways of controlling cost. Some like the above plan is even offering incentives.

Consumers need ways to save money on health expense. Not buying into the all inclusive benefit packages that look so shiney is one way to save a bundle. Only buy what you need.

So put your health insurance to work for you. Tell then you want to save money. Let them know you are interested in staying healthy and getting healthy and you want a plan that reflects that kind of life style.

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