The high cost of premiums and a slow economy is to blame for the rising rate of American's going without health insurance. The Census is reporting an all time high. Due to the rising cost many employers are dropping their employer sponsered plans.
There are several Government funded programs that American's should be aware of. Maybe this can help the staggering number of uninsured in America. Many people do not think they are eligible. You may be surprised. Many families and individuals are eligible.
Here you will find some basic information and resources regarding these programs. They all have differnet requirements. Maybe you can discover if you or someone you love is eligible for one of these government funded programs.
Medicare is most popular as the health insurance for the elderly. Covering those over 65. But, it is not limited to the elderly. It will also cover someone in the late satges of Renal Kidney Disease and some people with certain disabilities no matter their age.
Medicare has 2 parts. Part A is free and is the Hospital Insurance part. Part B usually has a monthly fee and is the Medical Insurance, meant for office visits and checkups. you can find more on this at your local Social Security office.
Medicaid is another option. This program is for low income individuals and their families. Each State sets its own guidelines for eligibility. One person in the family may be eligible even if not all. Check the guidelines at your local Department of Human Services.
Children's Health Insurance Plan, CHIP is a government plan that is administered by each State for lower income families to give children of these families medical and dental benefits. It is for children under 18 years of age. There is sometimes small fees associated with these benefits.
These are the 3 main options that are federally funded health insurance programs. If you do not meet the eligibility for one of these programs you can find affordable plans through a private health insurance carrier as well.
There are several Government funded programs that American's should be aware of. Maybe this can help the staggering number of uninsured in America. Many people do not think they are eligible. You may be surprised. Many families and individuals are eligible.
Here you will find some basic information and resources regarding these programs. They all have differnet requirements. Maybe you can discover if you or someone you love is eligible for one of these government funded programs.
Medicare is most popular as the health insurance for the elderly. Covering those over 65. But, it is not limited to the elderly. It will also cover someone in the late satges of Renal Kidney Disease and some people with certain disabilities no matter their age.
Medicare has 2 parts. Part A is free and is the Hospital Insurance part. Part B usually has a monthly fee and is the Medical Insurance, meant for office visits and checkups. you can find more on this at your local Social Security office.
Medicaid is another option. This program is for low income individuals and their families. Each State sets its own guidelines for eligibility. One person in the family may be eligible even if not all. Check the guidelines at your local Department of Human Services.
Children's Health Insurance Plan, CHIP is a government plan that is administered by each State for lower income families to give children of these families medical and dental benefits. It is for children under 18 years of age. There is sometimes small fees associated with these benefits.
These are the 3 main options that are federally funded health insurance programs. If you do not meet the eligibility for one of these programs you can find affordable plans through a private health insurance carrier as well.
About the Author:
If you need help finding a Government Health Plan let Jeffrey Cline help you sort through the choices. If it is indicated your not eligible he can help you find affordable Individual Health Insurance. Give his office a call. Someone is available to help you 24 hours a day, 7 days a week. Call toll free 866.526.9669
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