If you searched the web for a free credit report, you would find countless amounts of websites out there they claim they will get you your free credit reports. They have commercials and all sorts of ads all over the place. What is causing all these companies to want to give away something for free?
Most of these sites are not free. They say they are free, but they have a plan to squeeze money out of you one way or another. They boast 'free credit report' all over their site with usually just a small paragraph to the truth.
Where they get is that after they give you your credit reports, they sign you up for a trial period of their credit monitoring service automatically. Something you will probably never want or need. Normally it's a 7 day trial period and if you don't call and cancel within that 7 days, your card will be charged. If you are wondering why they ask you for your credit card information, this is why.
I've heard people say that it's easy and you get the same thing when you sign up through this service than if you signed up somewhere else and didn't get put on a free trial. I say, why sign up for something and waste time entering your card information and calling to cancel the service when you can avoid that altogether?
Some may argue that you should read the terms of service carefully before signing up for anything, and I agree. I still think they could advertise their services primarily and offer the free credit reports along with it. Why do they need to trick people into it?
This could actually cause a decrease in customers. If they trick them into signing up, they will probably cancel because they don't like being persuaded this way. Who knows, they might have actually wanted to service and signed up if they were offered it more honestly.
Ultimately, you need to understand that some companies will use unfair marketing tactics. Always read the terms of service before signing up for anything online. If something says it is free and then asks you for your credit card information, find out why.
While these services are free and you could just cancel the service and still get your free reports, there is a way to get the reports completely free from the start. Just click the link below for more information.
Most of these sites are not free. They say they are free, but they have a plan to squeeze money out of you one way or another. They boast 'free credit report' all over their site with usually just a small paragraph to the truth.
Where they get is that after they give you your credit reports, they sign you up for a trial period of their credit monitoring service automatically. Something you will probably never want or need. Normally it's a 7 day trial period and if you don't call and cancel within that 7 days, your card will be charged. If you are wondering why they ask you for your credit card information, this is why.
I've heard people say that it's easy and you get the same thing when you sign up through this service than if you signed up somewhere else and didn't get put on a free trial. I say, why sign up for something and waste time entering your card information and calling to cancel the service when you can avoid that altogether?
Some may argue that you should read the terms of service carefully before signing up for anything, and I agree. I still think they could advertise their services primarily and offer the free credit reports along with it. Why do they need to trick people into it?
This could actually cause a decrease in customers. If they trick them into signing up, they will probably cancel because they don't like being persuaded this way. Who knows, they might have actually wanted to service and signed up if they were offered it more honestly.
Ultimately, you need to understand that some companies will use unfair marketing tactics. Always read the terms of service before signing up for anything online. If something says it is free and then asks you for your credit card information, find out why.
While these services are free and you could just cancel the service and still get your free reports, there is a way to get the reports completely free from the start. Just click the link below for more information.
About the Author:
Samantha can help you get your free instant credit report. Get yours and learn more about the effects of credit.
0 comments
Post a Comment