If you drive a car in California, there are certain laws that affect you. The state's insurance laws make you financially responsible for your actions. You must show your ability to pay for damages or injury to others resulting from the ownership or operation of a car in the state.
The state's laws places financial responsibility on car owners and drivers for their actions. Every driver and owner of a car must have the statutory minimum limits of liability insurance as follows...
Bodily Injury $15,000 for death or injury of any one person, any one accident. $30,000 for all persons in any one accident.
Property Damage $5,000 for any one accident.
You can demonstrate your financial responsibility in four ways...
1. Getting a motor vehicle or automobile liability insurance policy.
2. Depositing $35,000 with the Department of Motor Vehicles.
3. If you own a fleet of more than 25 vehicles, the Department of Motor Vehicles will issue you a certificate of self insurance.
4. A surety bond for $35,000 obtained from an insurance company licensed to do business in California.
California law makes it illegal for you to own or operate a car in California without having at least the statutory limits of minimum liability insurance or an approved substitute method to compensate for injury or property damage you may bring about. You can be subject to extremely harsh penalties for nonconformity with law. Your license may be suspended for nonconformity with the law.
The easiest way to comply with California Car Insurance Laws is by purchasing an auto insurance policy. You are responsible for providing insurance for any car you own regardless of who is operating the car. Your car will be operating illegally if it does not comply with this law.
The state's laws places financial responsibility on car owners and drivers for their actions. Every driver and owner of a car must have the statutory minimum limits of liability insurance as follows...
Bodily Injury $15,000 for death or injury of any one person, any one accident. $30,000 for all persons in any one accident.
Property Damage $5,000 for any one accident.
You can demonstrate your financial responsibility in four ways...
1. Getting a motor vehicle or automobile liability insurance policy.
2. Depositing $35,000 with the Department of Motor Vehicles.
3. If you own a fleet of more than 25 vehicles, the Department of Motor Vehicles will issue you a certificate of self insurance.
4. A surety bond for $35,000 obtained from an insurance company licensed to do business in California.
California law makes it illegal for you to own or operate a car in California without having at least the statutory limits of minimum liability insurance or an approved substitute method to compensate for injury or property damage you may bring about. You can be subject to extremely harsh penalties for nonconformity with law. Your license may be suspended for nonconformity with the law.
The easiest way to comply with California Car Insurance Laws is by purchasing an auto insurance policy. You are responsible for providing insurance for any car you own regardless of who is operating the car. Your car will be operating illegally if it does not comply with this law.
About the Author:
Learn more at Affordable Auto Insurance and Cheap California Auto Insurance. Chimezirim Odimba helps people get sufficient insurance coverage cheap.
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