The Green Dot card is a prepaid credit card. Commonly used by individuals without a bank account.
Card holders get free direct deposit, which can save hundreds of dollars a year on check cashing fees. It is accepted world wide.
There is no credit check or bank account required for approval. There is a $4.95 monthly fee but this fee is waived if you deposit $750 or more monthly.
You can access cash at over 900,000 ATM's in 120 countries and it is accepted online and over the phone.
There are however some criticisms of this card such as; the number of fees and poor customer service. There is a reload fee of $4.95 when you use MoneyPak.
MoneyPak's can be purchased at many retail locations including; Wal-mart, CVS, Kroger, Walgreens and many more. It does carry a $2.50 ATM withdrawal fee and a $9.95 card activation fee.
This card is issued by Columbus Bank and Trust Company and comes as a Visa or MasterCard.
They do offer an upgrade to your account for Premier Membership at a cost of $20. This will give you priority customer service.
Upon completion of your application you will be mailed a card in 7 - 10 business days. You can also purchase this card at many retail locations.
It is commonly used by parents to teach children financial responsibility. Additionally it is a convenient method of providing financial assistance to students that are away at school.
This is a much safer alternative to carrying cash. Also your money is protected should your card ever be lost or stolen.
It can be used to pay bills and keep track of your spending. It is also an effective way of staying within a budget.
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
Card holders get free direct deposit, which can save hundreds of dollars a year on check cashing fees. It is accepted world wide.
There is no credit check or bank account required for approval. There is a $4.95 monthly fee but this fee is waived if you deposit $750 or more monthly.
You can access cash at over 900,000 ATM's in 120 countries and it is accepted online and over the phone.
There are however some criticisms of this card such as; the number of fees and poor customer service. There is a reload fee of $4.95 when you use MoneyPak.
MoneyPak's can be purchased at many retail locations including; Wal-mart, CVS, Kroger, Walgreens and many more. It does carry a $2.50 ATM withdrawal fee and a $9.95 card activation fee.
This card is issued by Columbus Bank and Trust Company and comes as a Visa or MasterCard.
They do offer an upgrade to your account for Premier Membership at a cost of $20. This will give you priority customer service.
Upon completion of your application you will be mailed a card in 7 - 10 business days. You can also purchase this card at many retail locations.
It is commonly used by parents to teach children financial responsibility. Additionally it is a convenient method of providing financial assistance to students that are away at school.
This is a much safer alternative to carrying cash. Also your money is protected should your card ever be lost or stolen.
It can be used to pay bills and keep track of your spending. It is also an effective way of staying within a budget.
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
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We suggest the AccountNow Visa for a review visit us or for a review of the prepaid Rush Card www.rushcard.com.
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