The new Cover Florida Health Care Program goes into effect on January 5, 2009. Under the bill that Governor Charlie Christ signed in May of 2008, uninsured residents will be able to buy health care insurance. There are some restrictions to the program, however.
The plans will be exempt from some state mandated regulations, and may also limit other services such as hospital stays. Governor Christ has stated that his main goal in getting this bill passed was to provide access to those who wouldn't otherwise get it at lowered premiums.
Christ has hailed the plan as addressing health care needs of children, of seniors, of unemployed to give them freedom and choices regarding their health. The average monthly premium under the plan is said to be $155 and it has been reported that there are six insurers who've signed on and who've compiled a portfolio of 25 different plans to fit different needs.
Higher deductibles are reported to be another catch to the Cover Florida plans. For instance, a family catastrophic plan would require a $3000 deductible. Though it is a small step, it is a welcomed one for many Floridians.
Over 3 million Floridians who would not be able to get coverage otherwise will now have an opportunity under the Cover Florida Health Care Program. All residents who have not been covered in the prior six months, and who are between 19 and 64 will be eligible, with pre-existing conditions not being a deterrent to acceptance to the plan.
The plans will be exempt from some state mandated regulations, and may also limit other services such as hospital stays. Governor Christ has stated that his main goal in getting this bill passed was to provide access to those who wouldn't otherwise get it at lowered premiums.
Christ has hailed the plan as addressing health care needs of children, of seniors, of unemployed to give them freedom and choices regarding their health. The average monthly premium under the plan is said to be $155 and it has been reported that there are six insurers who've signed on and who've compiled a portfolio of 25 different plans to fit different needs.
Higher deductibles are reported to be another catch to the Cover Florida plans. For instance, a family catastrophic plan would require a $3000 deductible. Though it is a small step, it is a welcomed one for many Floridians.
Over 3 million Floridians who would not be able to get coverage otherwise will now have an opportunity under the Cover Florida Health Care Program. All residents who have not been covered in the prior six months, and who are between 19 and 64 will be eligible, with pre-existing conditions not being a deterrent to acceptance to the plan.
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