The Rush card also known as the baby phat rush card is a prepaid debit card. It was created by Russell Simmons a co founder of the hip-hop record label Def Jam.
The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.
There is no credit or chex systems check. The baby phat rush card is issued in a pink design and the rush card is issued in a black design.
This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.
Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.
If you are in need of cash this card can be used at over 800,000 ATM's world wide. You also have free online account access.
You can use your card to make purchases online or over the phone. There is also another benefit; you can write physical paper checks from your rush card account.
To take advantage of this feature, you sign in to your rush card account and insert the person or business details that you want to pay. Their details simply include name, address and amount of payment.
Then press send a real physical check will be sent to the business or person. This can save you money by not having to buy money orders again.
With bill pay you can save money on buying money orders. If you use direct deposit you will no longer have to pay check cashing fees.
However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The charge for this fee is $1.00. There is a maximum charge of $10.00 a month however you will be charged this $1.00 fee every time during that month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
Furthermore to be charged for every purchase you make seems outrageous. Then to have to wait for a full calendar month to expire before you are issued your refund is unbelievable.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card proudly says there are no hidden fees with their card. However they have more fees than any other card we have reviewed. They carry a fee with every transaction you make with your card.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.
The baby phat prepaid card works this way; you make a deposit on your card, then you can use your card to make purchases, then the funds to pay for those purchases are deducted from your card. The card offers 100% guaranteed approval.
There is no credit or chex systems check. The baby phat rush card is issued in a pink design and the rush card is issued in a black design.
This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.
Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.
If you are in need of cash this card can be used at over 800,000 ATM's world wide. You also have free online account access.
You can use your card to make purchases online or over the phone. There is also another benefit; you can write physical paper checks from your rush card account.
To take advantage of this feature, you sign in to your rush card account and insert the person or business details that you want to pay. Their details simply include name, address and amount of payment.
Then press send a real physical check will be sent to the business or person. This can save you money by not having to buy money orders again.
With bill pay you can save money on buying money orders. If you use direct deposit you will no longer have to pay check cashing fees.
However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The charge for this fee is $1.00. There is a maximum charge of $10.00 a month however you will be charged this $1.00 fee every time during that month.
You will have to wait till the end of the month and full calendar month later to have your extra charges refunded to your account.
This can work out to you waiting almost a full two months before you are refunded for your extra charges. This is insane, furthermore who only uses their card ten times in a month?
Furthermore to be charged for every purchase you make seems outrageous. Then to have to wait for a full calendar month to expire before you are issued your refund is unbelievable.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card proudly says there are no hidden fees with their card. However they have more fees than any other card we have reviewed. They carry a fee with every transaction you make with your card.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them.
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Instead we suggest the account now visa they offer free activation, free direct deposit, free credit builder & free bill pay. However if you still want a rush card then visit baby phat rush card.
Information about getting a prepaid debit card is such a great help. Thanks!